Top therapists don’t take insurance.
We can help.
A curated circle of direct-pay therapists, nominated by their peers. We handle the superbills, so you get more of your money back.
Now in North Carolina
of therapists reviewed are invited into the network
nominated by respected peers in their market
insurance panels. Every one is out of network with all health plans.
How it works
Three steps. None of them a waiting list.
- 01
Choose your therapist
Pick from our curated network — every clinician nominated by respected peers in their market, then reviewed.
- 02
Schedule your appointment
Book straight with your therapist, in person or by video, on their own calendar. No referral code, no waiting list.
- 03
You get money back
Marlo prepares and organizes your superbills. You submit them to your insurer; your out-of-network benefits do the rest.
The circle
Clinicians other clinicians refer to.
Recommended by Peers
Richard Shaw
Asheville · 5.0 (29)
Recommended by Peers
Christen Rinaldi, LCMHC
Asheville area · 5.0 (28)
Recommended by Peers
Dr. Beth Curran, PsyD
Chapel Hill and Durham · 5.0 (28)
Recommended by Peers
Christopher Weintrob, Ph.D.
Chapel Hill and Durham · 5.0 (28)
Recommended by Peers
Shantell Carraway, MA, LMFT
Chapel Hill and Durham · 5.0 (28)
WHAT A SESSION COULD COST
A $175 session could cost you
Estimated net cost per session once your deductible is met.
- Price per session
- $175
- Plan’s allowed amount
- $115
- Out-of-network coverage (70% of allowed amount)
- −$81
- Estimated net cost
- $94
AND OVER A YEAR, IT ADDS UP
What one member could get back in a year of weekly sessions.
- Sessions in a year
- 40
- Plan’s allowed amount
- $115
- Deductible
- $250
- Reimbursed: (40 × $115 − $250) × 70%
- $3,045
Illustrative examples only, not a guarantee. The per-session example assumes your deductible is already met; the annual example includes a $250 deductible. Reimbursement depends on your plan’s out-of-network benefits and allowed amounts. HMO and EPO plans usually do not cover out-of-network care. Members submit their own claims.